You're living your own financial Groundhog Day. You earn, pay bills, save what's left, then spend it on life. Back to zero. Repeat. Whether you're a Saver or a Borrower, you both end up in the same place: zero. And you can't build wealth from zero—it's mathematically impossible. Learn how to break the loop and escape the Zero Problem that's keeping you broke.

What if I told you that Biff Tannen—the bully from Back to the Future—figured out something about wealth that most financial advisors will never teach you? He didn't invest in anything. He didn't hope for good returns. He eliminated uncertainty entirely through contractual certainty. Discover how you can create your own "financial almanac" and stop gambling with market timing.

It’s a great question, isn’t it? Why can’t prices just stay as they are? It doesn’t say it in the title but it’s clearly a topic entirely devoted to discussing inflation.

I just read an article that has shaken me. I’d like to explain what it was and why I’m bothered. The Motley Fool published a great article sharing research into actual RRSP account values people are retiring with in 2024. The study found that the average Canadian has $129,000 saved in their RRSP when they reach 65+.

“Donny, I can’t decide if I should buy a bigger home or buy an income property. Help me decide!”

I am writing to you from the future, where I have achieved financial freedom and have found a new way to fund my life without relying on a salary. I want to share with you the secrets of how I was able to do this, so that you too can experience the same level of freedom and abundance that I now enjoy.

The truth is it isn’t up to us to decide why someone is selling low. It’s not taking advantage of someone else if they’re also agreeable to selling at a price that is below market value. What even is “market value” for that property, anyways? Nobody can ever say with 100% certainty.

Let me ask you: when you were 10 or 20 years old and dreamed of what you wanted to do for your career, have you followed through? News flash: For most of us, that answer is a definite no. At some point, we found a job, which turned into another job, and then another. And now here we are. Salaried, uninspired and uninspiring.

Remember that feeling you felt when you landed your first job and received that first paycheque? It’s such a proud moment. Sure, there was a number to it and that could matter a bit, though it was more proud to finally be able to make your own choice on what you would do with that money.